Eligibility Requirements include the following: U.S. Citizen or Legal Resident 1st Time Homebuyer and or not owned a home in the last 3 years The Buyer occupies residence as owner-occupant Family income must be at or below 80% of Area Median Income (AMI) Attend Prepurchase Homebuyer Counseling Session and Homebuyer Education course provided by Our Casas Residential Must Pre-qualify for Mortgage from private lender Must accept affordability restrictive covenant(s) Other requirements as may be required.